Thrifty grocery savings

Always take advantage of these programs, even if you only buy a few items at a particular store. Over time, the points can add up. I have redeemed Optimum Points many times over to purchase gifts for the kids.

Some Christmases when they were younger, redeeming these points for gifts meant the difference between having a magical Christmas morning and missing out on gifts under the tree. Technology is your friend if you want to save on groceries. There are tons of apps out there that can help you save money on your groceries.

These days I use Flipp app a lot and a new friend got me into Flash Food. From apps that scour every circular for you to apps like Ibotta that let you get cashback on your receipts and apps for those loyalty programs I mentioned earlier, technology can help you save a lot of money!

Meal planning is a great way to save on groceries. Try planning your meals around what you find on sale and those special deals you can get with loyalty programs.

When you plan your meals, it makes it easier to shop and stick to your budget, especially if you can find the things you need at a discounted price. When you find great deals on items that can be stored for long periods of time, stock up.

Buying in bulk can help you get the most bang for your buck. Canned goods and other non-perishables along with frozen foods and meats are all excellent choices when on sale. Stock your pantry with the canned goods, rice, beans, and pasta that you buy in bulk on sale. If you have the room and the money, invest in a deep freezer, so you can buy meats and other frozen items in bulk that are on sale.

This is a pretty well known one I think now. At the end of the night after or 8 p. Produce and baked goods are discounted at the end of the night especially if they are approaching the end of their shelf life. This is the other key player in making sure you make those food dollars go farther.

This goes hand in hand with meal planning. If you buy in bulk, cook in bulk, and then freeze your meals. Rather, cut around it, and eat the good part. For example, an apple with a big brown spot is still good everywhere else. Likewise, a banana that has gone soft and brown in certain spots can still be eaten if you cut those spots away.

Or, you can use them in another recipe. Before shopping, always look in your pantry to see what you can make with what you have. Remember, the less you buy, the more you save.

Simple things like meal planning, using apps, and being careful not to waste food can really add up to savings over time. Right now, every penny counts. Mom of two beautiful active girls, traveller, fitness junkie, social media consultant, and keeper of the sanity.

Your email address will not be published. Notify me of follow-up comments by email. Notify me of new posts by email. Bureau of Labor Statistics in September And even as inflation begins to show signs of cooling , food prices remain high compared to a year ago. Of course, the amount you spend on groceries depends on where you shop, what you buy and the number of people in your household.

The savings can add up each trip and help offset the increased cost of groceries. Using the right credit card at checkout can help you earn rewards that can be used to offset your bill. CNBC Select ranked the Blue Cash Preferred® Card from American Express as the best overall card for grocery shopping.

Terms apply. See rates and fees. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.

com checkout. See rates and fees , terms apply. See rates and fees Terms apply. Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits or at Amazon. If you buy groceries online, the Chase Sapphire Preferred may be a great option. It offers 3X points on online grocery purchases excluding Target®, Walmart® and wholesale clubs , along with discounts and credits on Instacart.

This means you'll effectively earn 3. You could potentially get even greater value if you take advantage of Chase's various airline and hotel transfer partners to book trips. Read our Chase Sapphire Preferred® Card review.

Most grocery stores offer loyalty programs that are free to join. By signing up, you can benefit from member-only discounts that automatically deduct at checkout — without the need to clip coupons.

After you've signed up for your favorite grocery store's loyalty program, maximize your savings by clipping coupons for additional discounts.

Look out for the weekly circular in the mail and sift through the pages for deals that matter to you. Cut out any coupons and save them for your next grocery run. There are also digital options that are just as easy to use, if not easier. Download your favorite grocery store's mobile app, browse available discounts and click to load coupons onto your digital loyalty card.

Then when you checkout in-store, the discounts will automatically be applied. Wholesale clubs like Costco can help you rack up savings for buying in bulk. If you have a large family, joining a wholesale club can be a good idea.

This may not be an option depending on your cash flow. Also, note that clubs come with membership fees. The cost can be worthwhile if you frequently stock up on items.

Plus you can optimize savings by using the Costco Anywhere Visa® Card by Citi which has no annual fee, but requires an active Costco membership.

Read our review of the Costco Anywhere Visa Card. You may also want to consider eating first or leaving the kids at home to avoid spur-of-the-moment items. Supermarkets are always running various promotions that can help you save on everything from staples, like milk and eggs, to sweets, like ice cream and cookies.

Consider buying items on sale whenever possible, especially if the cost is normally high. Sale items are often displayed in prominent locations throughout the store, such as at the entrance and ends of the aisles.

While buying pre-cut veggies or pre-shredded cheese can save you time while cooking, stores often charge more for the convenience. Opt for whole items, like fresh or frozen veggies and block cheese, to save money. If you live near various grocery stores, consider shopping at a few and comparing prices.

You can learn which store has the items you need for less and also look at the sales they run. If you currently shop at a high-end grocery store, consider switching to a store that's known for more affordable food prices like Walmart, Aldi or Trader Joe's. Supermarkets put costly, name-brand items at eye level, which can tempt you to spend more money on high-cost items.

Next time you go shopping, opt for a generic brand to save money. If you bring reusable shopping bags to the store, you can often receive a discount on your order total. Depending on your city and state, stores like Target and Whole Foods Market can give you up to a cent discount per bag you bring.

There are a handful of rebate apps, such as Ibotta and Rakuten , that give you cash back for buying groceries. You can register for free with one of these services to save more on top of loyalty benefits and credit card rewards.

Depending on the app, you may need to link a loyalty card or submit receipts to receive a rebate. While inflation is slowing down, grocery prices continue to be high as a result of supply chain shortages and post-pandemic consumer demand.

First let's talk about how much people tend to spend on this budget line. The average cost of monthly groceries for one adult on the thrifty I'm honored to be sharing my experience implementing Lydia's grocery saving strategies, or as I like to call it, the Thrifty Frugal Mom system. To give you a We're pleased to announce the launch of THRIFTY THURSDAY, a double-triple coupon promotion that will run every Thursday starting now until

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